An Actuary, or Actuarial Analyst, assesses the financial impact of potential risks using statistics, financial theories and mathematics. Their duties include estimating probabilities of the success of certain business decisions, projecting the probability and costs of potential negative events, such as natural disasters or accidents, and designing insurance policies or business strategies to reduce a company’s financial risks.
Một Actuary phải có khả năng hoàn thành nhiều nhiệm vụ và trách nhiệm khác nhau. Sau đây là một số nhiệm vụ và trách nhiệm mà một Actuary phải có khả năng thực hiện:
- Studying statistical data to create an analysis
- Creating estimates of probability and likely costs for a given event, such as death, natural disaster or sickness
- Calculating how insurance policies for different types of coverage are likely to pay out
- Collaborating with other financial professionals, including economists, accountants and financial advisors
- Generating charts, models, tables and other tools to represent their conclusions
- Presenting them at meetings and explaining complex information in a way others can understand
- Analyzing reports to determine next steps for the company or client
- Creating solutions to reduce financial risks
Một Actuary cạnh tranh sẽ có một số kỹ năng và trình độ nhất định, bao gồm:
- Knowledge of statistics, probability and calculus
- Strong written and verbal communication skills to clearly relay information to others
- Analytical skills
- Experience with computers and statistical modeling software
- Knowledge of business and financial concepts
- Organizational skills to keep track of multiple projects
